MyWinners supports Visa and Mastercard deposits for eligible customers in most US states. Credit and debit card deposits are quick and familiar, but it’s important to note that some banks continue to block gambling-related transactions—even with fully licensed and regulated platforms like ours.
This guide explains how credit card deposits work, why you might experience issues, and what to do if your transaction is declined.
How Credit and Debit Card Deposits Work
How Credit and Debit Card Deposits Work
To make a deposit using a credit pr debit card:
Navigate to the Deposit section in your account
Select Visa or Mastercard
Enter the card details, including the CVV/CCV code (3-digit code on the back)
Confirm your deposit
❗ NOTE: Credit card companies only allow us to refund funds up to the original deposit amount. Any winnings above that must be withdrawn via another method like Online Banking or Bitcoin.
Why Was My Card Declined?
Why Was My Card Declined?
Some banks still block gambling-related transactions—even with legal providers like MyWinners.com. Common culprits include:
Capital One
Wells Fargo
Bank of America
Unfortunately, we can’t override these restrictions. But don’t worry, you have options - See below.
What to Do If Your Card Doesn’t Work
What to Do If Your Card Doesn’t Work
Use a different card – Even cards from the same bank can behave differently
Switch to Online Banking – Secure, direct access to your checking account with fewer declines
Try Bitcoin – Many players use wallets via PayPal or Cash App and find it quick and easy
Talk to your bank – You can lodge a polite complaint about blocked gambling transactions
Important Reminders
Important Reminders
💳 A CVV code is required for all credit and debit card transactions
📍 Geo-location data is recorded at the time of deposit for fraud protection
⚖️ Chargebacks may trigger an investigation, including the use of your account data and correspondence as evidence
🔐 Never share your login credentials—you are responsible for all activity under your account
💸 Deposits must be returned to the same card up to the amount deposited; any excess winnings will be sent via another approved method
💡 Did You Know? Still having trouble depositing? Many customers have more success using Online Banking or Bitcoin. These alternatives are fast, secure, and widely accepted—plus, they often avoid common rejection issues tied to major card issuers.
Frequently Asked Questions
Why won’t my bank let me deposit with my credit or debit card on MyWinners?
Why won’t my bank let me deposit with my credit or debit card on MyWinners?
Some banks—like Capital One, Wells Fargo, and Bank of America—block gambling-related transactions by default. These policies are set by the banks and not something MyWinners can override.
Can I withdraw winnings back to my credit card?
Can I withdraw winnings back to my credit card?
Yes, but only up to the amount of your original deposit. Any additional winnings must be withdrawn via other approved methods like online banking or Bitcoin.
Do I need to enter a CVV code for credit card deposits?
Do I need to enter a CVV code for credit card deposits?
Yes. For your security and to comply with online transaction standards, a valid CVV (3-digit code) is required for all credit card deposits.
What happens if I issue a chargeback?
What happens if I issue a chargeback?
MyWinners treats chargebacks seriously. Your location data, account records, and communications may be submitted as part of the dispute process. Accounts may be suspended during investigation.
What’s the best alternative if my card keeps getting declined?
What’s the best alternative if my card keeps getting declined?
Try using Online Banking or Bitcoin—both are reliable alternatives. If you're still stuck, contact our Support Team. We're creative and committed to getting you up and running.